9 FREE Budget and Expense Tracker Templates for Google Sheets (2024)

9 FREE Budget and Expense Tracker Templates for Google Sheets (1)

On this page you will find a variety of budget and expense tracker templates for Google Sheets. Each of the templates here functions differently so that you will be able to find exactly what you need to track your expenses and your budget. Whether you want to track on a monthly basis, or a yearly basis, you'll find the template that suits your needs.

At the bottom of this page you will find expense tracker templates that allow you to break down your expenses by category. These trackers have additional charts that help you visualize your totals for each month, and overall.

By choosing from the templates that are explained below, you will be able to choose from the following options:

  • 1 Month vs. 1 Year
  • Expenses vs. Expenses + Budgeting
  • Budget per month vs. Budget per expense (For budgeting types)
  • Single sheet vs. One tab for each month (For 1-Year templates)
  • *New: You can now choose a version that allows category selection

Every template/tracker comes with a graph that will visually display your expenses! You'll be able to see totals for each different expense type, for each different month, and you'll also be able to see your total overall.

Here is a full list of the budget and expense templates.

Scroll down further to see image examples, and detailed instructions on how to use each template. Each section contains a link to get a copy of the template.

  1. 1-Month Expense Tracker (Track 1 month of expenses on a single sheet)
  2. 1-Month Expense AND Budget Tracker (Monthly budget) (Track 1 month expenses + budget on a single sheet, where you can set an overall monthly budget)
  3. 1-Month Expense AND Budget Tracker (Budget for each expense) (Track 1 month expenses + budget on a single sheet, where you can set abudget for each expense)
  4. 1-Year Expense Tracker (Track 1 year of expenses, where each month has its own tab)
  5. 1-Year Expense AND Budget Tracker (Monthly budget) (Track 1 year of expenses + budget on a single sheet, where you can set a budget for each month)
  6. 1-Year Expense AND Budget Tracker (Budget for each expense) (Track 1 year of expenses + budget on a single sheet, where you can set a budget for each expense)
  7. 1-Year Expense Tracker (1 tab per month) (Track 1 year of expenses, where each month has its own tab)
  8. Single sheet (1 Month) Expense Tracker with Category Selection (Track 1 month of expenses on a single sheets, where you can set a category for each expense, and view how much you spent in each category)
  9. 1-Year Expense Tracker with Category Selection (1 tab per month) (Track 1 month of expenses where each month has its own tab, where you can set a category for each expense and view how much you spent in each category)

See further below for images and a description of each expense / budget tracker template. But first let's go over how to make your own copy, and how to use the templates in general. Each different template has its own set of simple instructions that is shown on this page near the links and images for each different template.

Table of Contents

How to make a copy of the templates

The links to these templates should allow you to click a button that will automatically make your own copy for you, especially if you are using a desktop/laptop computer. You must be logged into Google for this to work.

The normal way of making a copy of a Google spreadsheet, is by clicking "File" on the top toolbar, and then clicking "Make a copy".

The sheets are "View Only", and you MUST MAKE YOUR OWN COPY to use them, so DO NOT request edit access.

How to use the budget / expense templates

Below in each section are instructions for each individual template, but here are general instructions that are relevant to all of the templates:

The only cells that should be edited are the light blue cells, and the cells below the frozen rows where you can enter your expenses, the dollar amounts, and the budget.

Cells that should not be edited will display a warning if you try to edit them.

  1. Enter your monthly income
  2. Enter your expense types/titles
  3. Enter how much you spent on each expense
  4. Enter your budget (when relevant)

Automatic color coding

The spreadsheet templates for expense tracking have some automatic color coding features that are good to note.

  • When your expenses exceed your budget, you will see cells turn orange.
  • When your total monthly budget exceeds your monthly income, you will see cells turn red
  • When your total expenses exceed your income, you will see cells turn red

1-Month / Single Sheet Expense and Budget Templates

First I will show you the templates that allow you to track expenses and your budget for a single month, or simply to track your expenses / budget on a single sheet.

Each of these single month / single sheet templates has one tab where you can track your expenses, set your budget, and view a bar chart all in the same place (See further below for an additional "Category Selection" version).

1-Month Expense Tracker

Get the template

This first expense tracker is the most simple of all of them! It allows you to track your expenses for a single month.

Instructions:

  1. Enter your monthly income in cell B1
  2. Enter your expense types in column A, starting at row 5 (Cells A5, A6, A7, etc.)
  3. Enter the dollar amounts that you paid for each expense in column B

Click here to get your Google Sheets cheat sheet

Or click here to take the dashboards course

9 FREE Budget and Expense Tracker Templates for Google Sheets (2)

1-Month Expense AND Budget Tracker (Monthly budget)

Get the template

This template will allow you to track you expenses, as well as your budget. In this version the budget is set for the entire month.

Instructions:

  1. Enter your monthly income in cell B1
  2. Enter your monthly budget in cell B2
  3. Enter your expense types in column A, starting at row 7 (Cells A7, A8, A9, etc.)
  4. Enter the dollar amounts that you paid for each expense in column B
9 FREE Budget and Expense Tracker Templates for Google Sheets (3)

1-Month Expense AND Budget Tracker (Budget for each expense)

Get the template

This template will allow you to track both expenses and your budget as well. However in this version, you can budget for each expense.

Instructions:

  1. Enter your monthly income in cell B1
  2. Enter your expense types in column A, starting at row 5 (Cells A5, A6, A7, etc.)
  3. Enter your budget for each expense in column B
  4. Enter the dollar amounts that you paid for each expense in column C
9 FREE Budget and Expense Tracker Templates for Google Sheets (4)

1-Year Expense and Budget Templates

Below are the 1-Year versions of the expense and budget tracker templates, which allow you to track expenses / budget in for each month of the year. Some versions allow you to track the entire year on a single sheet, where others allow you to track the expenses / budget for each month in an individual tab. (See further below for an additional "Category Selection" version)

In the image below, you will see a preview of the main tab where you'll actually be able to track your expenses, but note that the "Single Sheet" 1-year templates also have an extra tab that contains the two charts shown below.

In the "Single Sheet" 1-year budget and expense templates, from the second tab you will be able to select a month of the year to display your individual expenses for that month on a bar chart, and you will also be able to view your total monthly expenses for the entire year on a line chart.

The versions that have one tab for each month are a little different, and are described in their own sections.

Example of graphs found in the yearly trackers:

9 FREE Budget and Expense Tracker Templates for Google Sheets (5)

These templates / this content was originally created and written by SpreadsheetClass.com

9 FREE Budget and Expense Tracker Templates for Google Sheets (6)

The charts that are show above which come with each of the 1-year templates… will help you see what types of things you spend more money on than others, and will also help you to see which months you spend the most/least in.

1-Year Expense Tracker

Get the template

This template is the most simple out of the 1-year trackers! It will allow you to track your expenses for up to 12 months, on a single sheet.

Instructions:

  1. Enter your monthly income in cell A2
  2. Enter your expense types in column A, starting at row 9 (Cells A9, A10, A11, etc.)
  3. Enter the dollar amounts that you paid for each expense, in each month, starting at column B (January)
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1-Year Expense AND Budget Tracker (Monthly budget)

Get the template

In this template, you can track your expenses and your budget for up to one year on a single sheet, but this version will allow you to set a total monthly budget, for each month.

Instructions:

  1. Enter your monthly income in cell A2
  2. Enter your budget for each month in row 3, starting at column B (January)
  3. Enter your expense types in column A, starting at row 12 (Cells A12, A13, A14, etc.) Row 11 is already for "Savings"
  4. Enter the dollar amounts that you paid for each expense, in each month, starting at column B (January)
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1-Year Expense AND Budget Tracker (Budget for each expense)

Get the template

This template will allow you to track your expenses and budget for 1 year… and with this version you can budget for each expense.

Instructions:

  1. Enter your monthly income in cell A2
  2. Enter your expense types in column A, starting at row 10 (Cells A10, A11, A12, etc.) Row 9 is already set for "Savings"
  3. Enter your budget for each expense in column B, starting at row 9
  4. Enter the dollar amounts that you paid for each expense, in each month, starting at column C (January)
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1-Year Expense Tracker (1 tab per month)

Get the template

In this version, you can track your expenses for 1 year, where each month is tracked on an individual tab. (See further below for "Category Selection" version)

Each monthly tab has its own column chart that shows you the amount of each different expense type, and the main tab has a line chart showing your monthly totals. Or if you want, you can also use the same "Graph" tab that the other yearly trackers have.

On the main tab of the tracker ("Dashboard"), simply enter your expense types once, and they will appear on each individual monthly tab. You can also enter your monthly income for each month, on the main tab.

On the "Dashboard" tab, only edit light blue cells.

Instructions:

  1. Enter your monthly income for each month, in column D of the "Dashboard" tab, starting on row 4 (January)
  2. Enter your expense types in column A of the "Dashboard" tab, starting at row 4 (Cells A4, A5, A6, etc.)
  3. Enter the dollar amounts that you paid for each expense, in each month, on each individual monthly tab, in column B, starting on row 5

Example of "Dashboard" tab:

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Example of "January" tab:

9 FREE Budget and Expense Tracker Templates for Google Sheets (11)

Category Selection Expense Trackers

Below are two new versions of the expense tracker templates, which allow you to select a category for each expense. There is a single sheet version, as well as a 1-year version with 1 tab for each month. In these templates, in addition to seeing totals / charts for each expense, you can also view totals / charts for each category.

There are also charts that show total expenses vs. money remaining. In the 1-year version, the "Dashboard" tab shows the overall totals, and the trend for the entire year.

Note that the tab in the single sheet version of the template is almost identical to the monthly tabs in the 1-year version. So the four images below apply to both versions of the category selection template.

Here is an example of what the tabs for tracking expenses / categories look like:

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Like in the other templates, there are column charts that display totals for each expense:

9 FREE Budget and Expense Tracker Templates for Google Sheets (13)

But in these versions there are also column charts that show totals for each category:

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You will also find a scorecard chart showing the total amount spent, as well as a stacked column chart that shows total money spent in red, vs. money remaining in green:

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Note that cell B3 (Money after expenses) will turn red if the money spent exceeds the set monthly pay.

Single sheet (1-Month) Expense Tracker with Category Selection

Get the template

In this version of the template, you can track your expenses, and categories for each expense, on a single sheet.

Instructions:

  1. Enter your monthly income in cell A3
  2. Enter your expense names in column A, starting at row 5 (Cells A5, A6, A7, etc.)
  3. Type a list of categories in column E, starting at row 5 (This will populate the drop-down menus in column B)
  4. Click the drop-down menus in column B to select the category for each expense
  5. Enter the dollar amounts that you paid for each expense, in column C, starting at row 5

1-Year Expense Tracker with Category Selection (1 tab per month)

Get the template

This is my favorite expense tracking template! In this version you can track your monthly expenses and categories for each expense, on individual tabs (1 per month), and view the totals / trends for the entire year on the "Dashboard" tab.

In addition to containing the monthly tabs described / shown above, the template also contains the features described below, on the "Dashboard" tab.

Instructions:

  1. On the "Dashboard" tab, starting at cell A19, type a list of the categories that you want to use (These categories will populate the drop-down menus in column B of the individual monthly tabs)
  2. Enter your monthly income in cell A3, in each of the monthly tabs (January, February, etc.)
  3. Enter your expense names in column A, starting at row 5 (Do this in each of the monthly tabs)
  4. Click the drop-down menus in column B to select the category for each expense (Repeat for each of the monthly tabs)
  5. Enter the dollar amounts that you paid for each expense, in column C, starting at row 5 (Repeat this for each of the monthly tabs)
  6. Click on the "Dashboard" tab to view overall totals and trends for the year

Here is an an example of what the "Dashboard" tab looks like in the 1-year category selection expense template:

You can see that a scorecard chart displays the total for the entire year, the totals for each month as well as the entire year are listed on the left, and a line chart displays the trend of expenses for each month of the year. Below this you will see more totals / charts for "Categories".

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On the "Dashboard" tab of the 1-year version, you will also be able to view total for each category, for the entire year, displayed in the cells on the left side of the sheet, as well as in a column chart on the right.

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I hope that you enjoy these expense / budgeting templates!

Click here to get your Google Sheets cheat sheet

Or click here to take the dashboards course

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I'm a finance enthusiast with a deep understanding of budgeting and expense tracking. I've worked extensively with various budgeting tools and templates, including those on Google Sheets. Now, let's dive into the concepts mentioned in the article about budget and expense tracker templates for Google Sheets.

The article introduces various templates designed for tracking expenses and budgets. Here's a breakdown of the key concepts and templates mentioned:

  1. Template Types:

    • 1-Month Expense Tracker:
      • Purpose: Track expenses for a single month on a single sheet.
      • Features: Enter monthly income, expense types, and dollar amounts.
    • 1-Month Expense AND Budget Tracker (Monthly budget):
      • Purpose: Track expenses and set a total monthly budget.
      • Features: Enter monthly income, monthly budget, expense types, and dollar amounts.
    • 1-Month Expense AND Budget Tracker (Budget for each expense):
      • Purpose: Track expenses and set a budget for each expense.
      • Features: Enter monthly income, expense types, budget for each expense, and dollar amounts.
  2. 1-Year Expense Tracker Templates:

    • Single Sheet 1-Year Expense Tracker:
      • Purpose: Track expenses for up to 12 months on a single sheet.
      • Features: Enter monthly income, expense types for each month, and dollar amounts.
    • 1-Year Expense AND Budget Tracker (Monthly budget):
      • Purpose: Track expenses and set a total monthly budget for each month.
      • Features: Enter monthly income, set budget for each month, expense types, and dollar amounts.
    • 1-Year Expense AND Budget Tracker (Budget for each expense):
      • Purpose: Track expenses and set a budget for each expense for the entire year.
      • Features: Enter monthly income, expense types, budget for each expense, and dollar amounts.
    • 1-Year Expense Tracker (1 tab per month):
      • Purpose: Track expenses for 1 year, with each month on an individual tab.
      • Features: Enter monthly income on the "Dashboard" tab, expense types, and dollar amounts on monthly tabs.
  3. Category Selection Expense Trackers:

    • Single Sheet (1-Month) Expense Tracker with Category Selection:
      • Purpose: Track expenses and assign categories for each expense on a single sheet.
      • Features: Enter monthly income, expense names, categories, and dollar amounts.
    • 1-Year Expense Tracker with Category Selection (1 tab per month):
      • Purpose: Track monthly expenses and categories on individual tabs, with an overall dashboard.
      • Features: Enter categories on the "Dashboard" tab, monthly income, expense names, categories, and dollar amounts on monthly tabs.
  4. How to Use Templates:

    • Only edit light blue cells and cells below frozen rows.
    • Enter monthly income, expense types, and dollar amounts.
    • Automatic color coding indicates budget and expense status.
  5. Graphs and Visualization:

    • Each template includes graphs to visually display expenses, totals for each expense type, and overall trends.
    • Graphs help identify spending patterns, high/low expense months, and category-wise expenses.

These templates provide a comprehensive solution for individuals looking to manage their finances effectively using Google Sheets. If you're interested, you can explore and use the provided links to access and make copies of these templates for your personal budgeting needs.

9 FREE Budget and Expense Tracker Templates for Google Sheets (2024)
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